Auto Insurance

Here's what you need to know

What it does for you
Why it's important
When you can get quotes

One call to the FirstEnergy-dedicated quote line at 1-866-795-0156 and you can conveniently compare your current auto insurance to the discounts, coverage, and rates available from some of America’s top insurance companies.^{2, 3}

This program does all the legwork for you, from providing multiple quotes to helping you easily switch coverage. Plus, you may be able to pay your insurance premiums through your company’s payroll deduction – another convenient perk.⁴

This program could save you time and money when shopping for auto insurance
The savings start with a special employee and retiree discount of up to 15%, which is not available to the general public
You could qualify for even more discounts for things like being a safe driver, bundling your auto and home insurance with the same company, having a hybrid vehicle, and more

When you call, a licensed insurance agent can help you find all of the discounts you qualify for – with no cost or obligation to you. If you find coverage you like better, you can even switch to a new policy over the phone so your savings could start right away. You can also compare and customize coverage by using the online tool.

Experts recommend you review your auto insurance each year to make sure your coverage and rate reflect your current needs. Think about factors like new drivers in your family and mileage on your vehicle.

Also, insurance companies may change their pricing periodically, so it’s possible the lowest-priced plan on the market last year isn’t the lowest this year.

Using the Choice Auto Program is a convenient way to make sure you’re spending your auto insurance dollars wisely. It could help you:

Pay for the coverage you really need and want
Have the right deductible for your priorities and budget
Take advantage of all the discounts you’re eligible for

The goal is not to be over-insured or under-insured, but have the “right-size” insurance for your needs and your budget. When you call, the licensed agent can help you find that.

You can use this service any time you like. You can get quotes – and switch companies – any time of the year without waiting until your current policy is coming up for renewal. If you decide to change to a new insurance company, your old company should refund the unused premium dollars you’re entitled to receive.

Who are the insurance companies in this program?

This program can provide quotes and coverage from several well-known companies, including: Progressive^®, Liberty Mutual^® Insurance, Farmers GroupSelect^®, Travelers, and Safeco Insurance^®.

Please note that you may not receive a quote from all of these companies depending upon your personal circumstances and state of residence.

Do I need to wait until my current auto insurance policy comes up for renewal to switch to another plan?

Who in my family is eligible for this program?

How much does coverage cost?

What if my employment status changes?

Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing. Higher rates may apply.

When would my coverage start?

What do I do if I have a claim?

Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of who is at fault. Even if the accident appears minor, it is important that you let your insurance company know about the incident.

Can I only use this service for my car(s)? What about other types of vehicles?

Legal Disclaimers

FirstEnergy is neither a Plan Sponsor nor a Plan Administrator of these voluntary benefits.

¹Savings are not guaranteed for everyone. The $761.76 average annual reported savings is based on others who reported their prior premium and, through Mercer Health & Benefits Administration LLC, switched to several carriers’ auto insurance programs between 10/5/2023 and 10/5/2024.

²Discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual savings may vary and are not guaranteed.

³Auto insurance may not be available from all carriers in all states and may not be offered through this program.

⁴Providing your Social Security number may be required to set up the payroll deduction feature.

Carrier Disclaimers

Mercer's Role & Compensation

Auto Insurance | Choice

Choice Auto Program

Have you ever wondered if you’re overpaying for auto insurance? Others using this program have saved an average of $761.76 annually!¹

Employees & retirees can get a quote online or give us a call at

1-866-795-0156

Here's what you need to know

How It Works

You buy a new car and need to have it insured.

You buy a new car and need to have it insured.

You call the quote line to compare coverage from multiple companies.

Frequently Asked Questions

Are you ready for your quotes?

Auto Insurance | Choice

Choice Auto Program

Have you ever wondered if you’re overpaying for auto insurance? Others using this program have saved an average of $761.76 annually!1 Employees & retirees can get a quote online or give us a call at 1-866-795-0156

Here's what you need to know

How It Works

You buy a new car and need to have it insured.

You buy a new car and need to have it insured.

Frequently Asked Questions

Are you ready for your quotes?

Have you ever wondered if you’re overpaying for auto insurance? Others using this program have saved an average of $761.76 annually!¹

Employees & retirees can get a quote online or give us a call at

1-866-795-0156